No spin, no sales gimmick. Change any number below to match your child’s actual situation, and check the source on every figure we use. This tool shows you the real shape of the decision, tuition, rent, living costs, and the student loan that follows for decades, against a one-year route that ends in a job. If university is right for your child, this will show you that too.
A degree is rarely paid for upfront. It is borrowed, and repaid as a graduate tax: 9% of everything earned above £27,750 a year, for up to forty years before any remaining balance is written off. On the salary you’ve set, here is what that actually means.
What’s real, and sourced: tuition £9,535/yr (2025/26 cap, UK Government, rising to £9,790 for 2026/27). City rents from the Accommodation For Students database, January 2026. Living costs default to £250/month above rent. Rent is calculated over a 40-week academic year. Loan terms are the actual Plan 5 rules. Course fees and the 90%-in-work-within-6-months figure are as published by The Event Academy, whose courses are the only ones accredited by the Chartered Institute of Marketing.
What you control: salary, head start, and all three core costs are yours to change. The tool does the arithmetic on your numbers. It does not guess your child’s outcome.
Where university genuinely wins: if your child wants to be a doctor, lawyer, engineer, scientist or anything that requires a specific degree, university is the right and necessary route, and no calculator should tell you otherwise. This tool is for the large group of young people heading to a general degree mainly because it felt like the only option. For them, it is worth seeing the alternative clearly.
The money matters, but it isn’t the real question. The real question is whether your child comes out the other side employable, confident and wanted by employers. That is what this route is built for, and it is why employers ask The Event Academy for its graduates by name.
Book a relaxed, no-pressure conversation about your child, what they’re good at, what employers are actually hiring for, and whether this route fits. Bring your questions. We’ll give you straight answers.
Book a conversation about your child